Template Dairy

Dairy Farming Project Report Index (to be elaborated) 1. GENERAL i) Nature and objectives of the proposed scheme ii) Details of proposed investments iii) Specification of the project area iv) Name of the financing bank branch v) Status of beneficiary 🙠 individual/Partnership/Company/Corporation/Co-operative Society / Others) vi) Details of borrowers profile (a) Capability (b) Experience (c) Financial Soundness (d) Technical/Other special Qualifications (e) Technical/Managerial Staff and adequacy thereof 2. TECHNICAL ASPECTS: a) Location, Land and Land Development : i) Location details of the project i) Total Area of land and its cost iii) Site map iv) Particulars of land development, fencing, gates, etc. b) Civil Structures: Detailed cost estimates along with measurements of various civil structures – Sheds – Store room – Milk room – Quarters, etc. c) Equipment/Plant and Machinery: i) Chaff cutter ii) Silo pit iii) Milking machine iv) Feed grinder and mixer v) Milking pails/milk cans vi) Biogas plant vii) Bulk coolers viii)Equipment for manufacture of products ix) Truck/van (price quotations for the above equipments) d) Housing : i) Type of housing ii) Area requirement Adults – Heifers (1-3 years) – Calves (less than 1 year) e) Animals : i) Proposed species ii) Proposed breed iii) Source of purchase iv) Place of purchase v) Distance (km. ) vi) Cost of animal (Rs. ) f) Production parameters : i) Order of lactation ii) Milk yield (ltrs. per day) iii) Lactation days iv) Dry days v) Conception rate vi) Mortality(%) – Adults – Young stock g) Herd projection (with all assumptions) : h) Feeding : i) Source of fodder and feed – Green fodder – Dry fodder – Concentrates ii) Fodder crop rotations – Kharif – Rabi – Summer iii) Fodder cultivation expenses v) Requirement and costs : Quantity required (kg. /day) | |Cost(rs/kg) |Lactation |Dry Period |Young Stock | |Green Fodder | | | | | |Dry Fodder | | | | | |Concentrats | | | | | I) Breeding Facilities : i) Source : ii) Location : iii) Distance (km. ) : iv) Availability of semen : v) Availability of staff : vi) Expenditure per animal/year J) Veterinary Aid : i) Source ii) Location iii) Distance (km. ) iv) Availability of labour and other staff v) Types of facilities available vi) If own arrangements are made a) Employed a veterinary doctor/stockman/consultant b) Periodicity of visit c) Amount paid/visit (Rs. ) vii)Expenditure per animal per year (Rs. ) k) Electricity : i) Source ii) Approval from Bihar State electricity Board ii) Connected load iv) Problems of power failure v) Arrangements for generator l) Water : i) Source ii) Quality of water iii) Availability of sufficient quantity for drinking, cleaning and fodder production iv) If investment has to be made, type of structure, design and cost m) Marketing of milk : i) Source of sales ii) Place of disposal iii) Distance (km. ) iv) Price realised – (Rs. per liter of milk) v) Basis of payment vi) Peri odicity of payment n) Marketing of other products : i) Animal – age – place of sale – price expected ii) Manure Qty. /animal – Price/unit (Rs. ) iii) Empty gunny bags – Number – Cost/bag (Rs. ) O) Beneficiary's experience : P) Comments on technical feasibility : Q) Government restrictions, if any : 3. FINANCIAL ASPECTS : i) Project Cost |Sr No |Item |Physical Unit & Specification |Cost Rs | | | | | | ii) Down payment/margin/subsidy (Indicate source & extent of subsidy): ii) Financial viability (comment on the cash flow projection on a farm model/unit and enclose the same. )   Particulars : a) Internal Rate of Return (IRR) : b) Benefit Cost Ratio (BCR) : c) Net Present Worth (NPW) : iv) Financial position of the borrowers (to be furnished in case of corporate bodies/partnership firms)   a) Profitability Ratio : i) GP Ratio ii) NP Ratio b) Debt Equity Ratio : c) Whether Income Tax & other tax obligations are paid upto date : d) Whether aud it is upto date (enclose copies of audited financial statements for the last three years) v) Lending Terms : i) Rate of Interest : i) Grace Period : iii) Repayment Period : iv) Nature of Security : v) Availability of Government guarantee wherever necessary : 4. INFRASTRUCTURAL FACILITIES : a) Availability of technical staff with bank/implementing authority for monitoring b) Details of – i) technical guidance ii) training facilities iii) Govt. support /extension support c) Tie-up arrangements with marketing agencies for loan recovery d) Insurance – – Type of policy – Periodicity – Rate of premium e) Whether any subsidy is available, if so amount per unit f) Arrangements for supply of green fodder and cattle feed